The Stel Salaried Pensioners Organization wishes to thank The Hamilton Spectator for permission to post the following article by Reporter Tara Perkins published in the December 16, 2004 edition

 

Dec. 16, 2004. 12:35 AM

Lawyer Blasts Stelco

Pensioners urged to 'make noise'

By Tara Perkins
The Hamilton Spectator

Hundreds of Stelco pensioners are about to bombard politicians with letters and phone calls, asking the government to step in and help solve Stelco's pension deficit.

"Everyone has to make noise," lawyer Murray Gold told a meeting of salaried pensioners this week at the Hamilton Convention Centre.

He said the government must understand the pension issue is critical to Hamilton, and urged Stelco's salaried pensioners to write letters and call politicians.

Even though Stelco's pensions don't appear to be a problem now, Gold told them to act now to secure their pensions for the future in the event Stelco gets into financial trouble again.

Now is the time because Stelco is making enough money to start paying off its $1.2 billion pension deficit, he said.

"I can tell you this company has the ability to make contributions," he said. "The money is there."

Stelco's 4,100 salaried pensioners worked as clerks, accountants, supervisors, secretaries. They now receive an average pension of about $20,000.

Gold told the pensioners that beneath the judicial supervision of Stelco's bankruptcy protection, many other interested parties are busy wheeling and dealing to secure their own financial interests, and not those of pensioners.

Paying off the pension deficit is not a priority for creditors who want to see their debts taken care of first, he said.

Stelco is currently making all required contributions to its pension funds, and pensioners are receiving all money owed to them. But in 1996, the company took advantage of a provincial too-big-to-fail pension law.

It was based on the assumption that large companies could not go bankrupt. Because they could keep paying their pensioners each year, they were allowed to scale back payments into a solvency fund that normally holds enough money to pay the company's future pension obligations.

Stelco has more than 13,000 pensioners in total. Now, if Stelco ever goes bankrupt, its former employees, both salaried and unionized, will be out $1.2 billion.

That doesn't tell the whole story, Gold said, because Stelco has been systematically opting for the lowest possible pension costs. For instance, actuaries assumed a shorter lifespan of employees to reduce the amount Stelco has to put into the funds, Gold said.

Stelco CEO Courtney Pratt said he understands the pension deficit concern. "It is an issue," he said. "It's something that we had before we came into CCAA (bankruptcy protection) and we would still have if we hadn't gone into CCAA. The issue is finding a solution."

If the company stopped using the too-big-to-fail law, it would immediately be faced with an enormous solvency deficiency, he said.

"The issue is how you deal with this deficiency. I don't know what the answer would be. It's not easy, primarily because it's such a big number," Pratt said.

Gold wants to see the government come up with some kind of payment schedule that allows Stelco to pay off the $1.2 billion in a relatively short period of time.

He would like to see companies that are submitting an offer to buy Stelco, like Severstal and U.S. Steel, include a plan to deal with the pension deficit.

This week, Gold received a letter from Premier Dalton McGuinty's office agreeing to a meeting to discuss the issue.

tperkins@thespec.com

905-526-4620